Driving in Texas?  There are things to be aware of when operating a motor vehicle in the state of Texas that you may not encounter in other states.  Texas is known for its heavy thunderstorms and torrential rains, so flash floods are a distinct possibility in certain parts of Texas during a summer storm.  Those are just some of the situations to look out for, there are others such as who’s at fault during an accident?  You can purchase auto insurance at Heydari Financial Group in Houston, TX.

No-Fault Auto Insurance

There are 18 States which require PIP – No-Fault Auto Insurance coverage:  Arkansas, Delaware, Florida, Hawaii, Kansas, Kentucky, Maryland, Massachusetts, Michigan, Minnesota, New Jersey, New York, North Dakota, Pennsylvania, Oregon, Utah, Washington State, and Texas.  PIP is known as Personal Injury Protection and is another name for No-Fault Insurance.

What’s So Special About These States?

No-Fault Auto Insurance States operate under the rules that there is no fault given in automobile accidents between two or more drivers.  In the case of an accident between two drivers, each insurance company would pay for the damages and liability to the other driver.  This way, both ends of coverage are covered in the case of an accident.  

Uninsured Drivers?

You can purchase uninsured drivers coverage to cover yourself in case you get into an accident with another driver and that other driver does not have auto insurance.  This scenario happens a lot more than you may think, so it’s always a good idea to protect yourself from any possible scenario that you may find yourself in.  

More Information

You can find more information about No-Fault Auto Insurance by contacting Heydari Financial Group in Houston, TX today!