The state of Texas mandates that a basic auto insurance policy include liability coverage of 30/60/25. This covers injuries to the first person in the accident for $30,000, all injuries for $60,000, and property damage for $25,000. At Heydari Financial Group in Houston, TX, we are committed to ensuring that all our customers are well-protected and have the necessary coverage.
Collision and Comprehensive
If you are leasing your vehicle or have a car loan, you will need to have coverage for the vehicle itself, which means collision and comprehensive coverage. These two types of coverage help repair or replace the vehicle if it is damaged in an accident you are responsible for or hit-and-run. It will also cover you for theft of the vehicle and other non-collision damage that may occur.
Full Glass Coverage
While comprehensive coverage includes glass coverage, you will have to pay a deductible. Full glass coverage means you will not have to pay anything out of pocket.
Gap Coverage
If you have a car loan, you may owe more on your vehicle than you would receive from the insurance company. Gap coverage will ensure that you don’t end up owing more than you receive.
Roadside Service
Roadside service takes the worry out of driving. If you get a flat tire, lock your keys in the car, have a dead battery, or have a breakdown, you can use roadside service for assistance. It provides peace of mind.
At Heydari Financial Group in Houston, TX, our team of independent insurance agents provides the answers to your questions and the expertise you require. Call our office today or contact us through our website.