How Can You Protect a Car From a Break In?

We at Heydari Financial Group, serving Houston, TX, recommend taking certain steps to protect your car from a break in. Here are a few ways that you can do that. 

Close Your Windows

When it is hot outside, you may crack the windows on your car or leave your sunroof open a tiny bit. This may help to keep your car cooler. However, it also allows thieves easier access to your car. Close all of the windows to your car when you exit the vehicle. 

Park in Lit Areas

A thief wants to go undetected and remain under the radar. As such, they are less likely to break into a car that is in a well-lit area than they are into one that is in a darker area. It becomes easier for the thief to work in areas where it is hard to identify them should they be caught in the act.

Don’t Keep Valuables in the Car

The last tip to prevent your car from a break in is to remove all valuables from your car. If you are shopping and have bags, place them in a trunk. If a thief can see items, they are more likely to break into your car. However, if your car looks empty, there may be no incentive to break in and steal. 

If you are in the market for new auto insurance or are looking for quotes, be sure to visit Heydari Financial Group, serving the Woodlands and Houston, TX. Our agents can help answer your questions and guide you through the auto insurance process.

Will Auto Insurance Cover Hit And Runs?

As you shop for auto insurance in the Woodlands, Sugar Land, or even Houston, TX, it’s important to look to see if you are covered against the various scenarios such as hit and runs. With the help of the agents at Heydari Financial Group, we will see to it that you have the coverage you need.

Basic Auto Insurance

Basic auto insurance is what the state requires. When you live in Houston, TX or the surrounding areas, you have to adhere to Texas standards for bodily injury and property damage liability. Once you have met the minimum levels, you can choose to go above and beyond in your auto insurance coverage.

It’s a good idea to add comprehensive and collision coverage so that you are protected against other scenarios. Otherwise, you could end up getting into an accident and have to spend money out-of-pocket because you don’t have the necessary coverage on your policy.

Uninsured Motorist Coverage

Hit and runs occur when a person fails to stop after causing damage. If the person “runs,” you have no way of finding out who they are insured with to file a claim. However, if you have uninsured motorist coverage on your policy, you are automatically covered against hit and run. It makes the assumption that the person had no insurance and therefore it allows you to get the repairs done to your vehicle without having a significant amount of money spent out of pocket.

If you come out of a store and find out your car was hit or if you get rear-ended and the person continues speeding down the road, these all count as hit and runs. You should have the necessary coverage to be financially protected against such things.

Contact us at Heydari Financial Group today to learn more about getting auto insurance that provides you with the sufficient coverage you need on the roads. Also, try our online rating tool for quotes on auto and home insurance.