Life insurance is something that everyone needs, and few people know much about it. It is not something that never needs to be looked at; rather, it should be reviewed from time to time to ensure that coverage is suitable for this stage of your life. At Heydari Financial Group in Houston, TX, we help our customers ensure they have the coverage right for them.

When you buy a home

Buying a home will be one of the largest investments you will ever make, and if you have a mortgage, you don’t want to leave your loved ones to have to pay it off. That means having enough life insurance to pay any debt you may have and pay for your final expenses and your mortgage.

When you change employment

You may have life insurance as part of your employment benefits. Whether or not this will survive a change of employment is up for debate. You need to be prepared to replace it with a policy of your own that you can control. Relying on an employer’s life insurance as your primary safety net is risky at best.

When you get married

When you get married, you and your spouse should talk to your insurance agent about getting coverage and changing the beneficiary on your policy. You may not need to support your spouse, but you should have a discussion.

When you start a family

As the size of your family increases, so does your need for life insurance. You need to make sure that your family will be provided for if something happens to take you away from them while the children are still at home.

Contact Heydari Financial Group in Houston, TX when you are ready to review your life insurance coverage.